How to Get Approved

The key factors lenders review to approve your mortgage.

Down Payment

Plan your upfront costs with clarity and confidence.

Credit Score

We help you understand and improve your mortgage readiness.

Employment History

We review income sources to build a strong application.

Dept-to-Income Ratio

Ensuring your monthly obligations align with lender guidelines.

Our Team

PAMELA TROCHE

Pamela is a trusted partner of Christine with more than 10 years of experience in the mortgage industry. She has worked alongside Christine for over a decade, helping ensure a smooth and efficient process for every client.

CHRISTINE FONSECA

Christine Fonseca is an experienced Mortgage Loan Officer known for clear communication, personalized guidance, and an education-first approach to lending.

Office: 618 E South Street, Suite 500, Orlando, FL 32801

Call (407) 470-1832

Site: www.christinefonsecahome.com

Copyright 2026. All rights reserved. In FL, GA and KY, Key Focus Mortgage is licensed as Mortgage Equity Partners d/b/a Key Focus Mortgage. MLO#1440866, NMLS ID #1936.

Mortgage Equity Partners NMLS #1936 | Christine Fonseca NMLS #1440866 | Licensing | Disclaimer | Terms & Conditions | Privacy Policy | NMLS